Full $500,000 Policy Awarded

After a driver ignored a stop sign in the Orange County hamlet of Deerpark, the car crashed into the passenger side our client’s car. While there was not a huge amount of property damage to the outside of our client’s car, he was bounced around inside the compartment of his car causing more damage to his already injured low back. Unfortunately, a few years earlier our client had another car crash that injured his low back and those injuries required two surgeries to his lumbar spine. This crash aggravated those injuries and caused a new injury to his shoulder. Fortunately, our client purchased $500,000 Underinsurance as part of his car insurance policy. This enabled him to pursue up to $500,000 from his own insurance if the car that caused the crash had less insurance than him. That is exactly what happened. The insurance on the car that blew the stop sign only had $100,000 of insurance. After collecting the full $100,000, we pursued the $400,000 available from our clients own insurance company. Even though he paid his premiums on time and had valid coverage, the insurance company refused to offer anything. According to the insurance contract we had to pursue an arbitration. Trial Partner Nancy Morgan presented a strong case to the arbitrator. An award of $500,000 was made and we were able to collect the additional $400,000 for our client. Managing Attorney David Gross initially worked on the case and made all the necessary filings enabling us to pursue the additional benefits.

Dear Friends and Clients,

In furtherance of our firm’s culture of commitment to always act with compassion, concern and commitment to our clients, community and colleagues, we have been taking precautions to ensure that we are still fulfilling our ethical and moral obligations while prioritizing health, wellness and safety of all we can.

As you know, the COVID-19 pandemic has introduced changes to many lives and businesses in our communities, and around the world. We, much like our neighbors and friends, have been taking precautions to ensure that we are still fulfilling our ethical and moral obligation to our clients, while also prioritizing the health, wellness and safety of our employees.

Until further notice, our offices will be closed to the public to encourage social distancing and to help prevent the spread of COVID-19. Our team is still hard at work, many from home, and you may still call, email, live chat or video conference us if you or a loved one is seeking legal assistance. As the first law firm to offer our clients secure online access to their case file more than a decade ago, we have always been believers in using technology to make life easier and information more accessible. In these present times it has been a smooth transition for us to continue to offer our clients the same seamless and thorough service that you deserve and are accustomed to.

This pandemic is unlike anything any of us have faced in our lifetimes, and while we can continue to emotionally support one another through it all, staying home and keeping your distance is vital to the health and wellness of our communities. It does not feel good to break routines, cancel events and retreat from our normal, day-to-day socializing, but let us remember that, in times of strife, prior generations were asked to go to war and we are simply being asked to stay home. Your isolation equals more lives saved, and more time for medical providers to prepare for the treatment of patients battling COVID-19.

When the dust settles, we will join together with a greater appreciation for our lives, local businesses, loved ones and health. Until then, we will continue to offer guidance from a safe distance.

Very truly yours,

Andrew G. Finkelstein and the staff of Finkelstein & Partners, LLP