Snow and Ice Slips and Falls
If I Slip on Snow or Ice, Who Can You Sue?
If you own a home: Homeowners are responsible for removing snow and ice. If you have homeowner's insurance, your policy will cover the costs if someone else is injured, up to the maximum amount of coverage available. If the medical bills are higher than the coverage you have, you can be held personally responsible for those costs.
If you rent a home: You may or may not be held responsible depending on certain factors:
- If you rent or lease a single family home: you are likely to be responsible
- If you live in an apartment complex: the landlord or property manager is likely responsible
- If you live in a retirement community: the company will likely be responsible for maintenance and snow and ice removal
How Do I Prove I Was Injured Due to the Homeowner's or Company's Negligence?
In order to be able to file a suit against the responsible party, you must prove one of the following: that the homeowner or company caused or created the dangerous condition, the homeowner or company knew about the dangerous condition but failed to fix it, or the homeowner or company should have known about the dangerous condition.
What Are My Next Steps?
If one of the above is true, then a claim will generally go through your homeowner's insurance first. Liability/homeowner's insurance is designed to cover unintentional injuries on your property. If you don't have enough liability insurance to cover the claim, you may be held personally responsible for the injured person's expenses related to the accident.
Slip and fall accidents on snow or ice due to the negligence of a homeowner or company are often severe and may result in serious injuries that may impact a person’s daily life. If you’ve been injured by a fall on snow or ice, contact our attorneys today for a free case evaluation. We're here to bring you back to a new normal of life.
Sometimes snow and ice can be tracked into building and can be a serious hazard to pedestrians, especially on stairways. If you've been seriously injured in stairway accident due to the negligence of the property owner, contact us to find out if you have a personal injury case.