Was Your Business Interruption Claim Denied by Your Insurance Company?

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Do you own a restaurant, bar, retail operation, business of arts, entertainment, theater, hospitality or any other business deemed “non-essential” during the government-mandated shutdown? Have COVID-19 required closures and social distancing debilitated your business? If so, you were most likely relying on your business interruption insurance to recoup lost income, cover bills, and pay your employees . Unfortunately, many business owners are now finding that their legitimate claims are being denied. Some insurance companies are asserting that interruption insurance policy doesn’t cover losses due to a pandemic and the ensuing slowdown, often relying on exclusions or other policy language.

Business interruption insurance, also called business income insurance, is intended to make up for lost income and to cover bills and payroll in the event of a disaster that forces the business to close or restrict their operations. Policies typically cover, but are not limited to, the following:

  • Operating expenses and other fixed costs
  • Moving costs if the business is required to move to a temporary location
  • Profits which would have been earned under ”normal” operating circumstances

If you or someone you know owns a business and were told by an insurance company and your business interruption insurance claim was denied, you may be entitled to significant compensation. For a free consultation and to see if you may qualify, please complete the above question fields.

Unfortunately, some insurance companies have been denying coronavirus-related claims filed by business owners, even though their policies should provide coverage. To combat this, many states have begun introducing legislation requiring insurers to provide coverage to business owners for coronavirus-related claims.  Further, business owners nationwide are filing  lawsuits against their insurance companies for the wrongful denial of  their claims. If you and someone you know has had their business interruption insurance claim denied act now. Time restrictions apply.

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  • Talk to an attorney today if you’ve been notified that your business interruption claim was denied.

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