If you own a dog, your assets may be at risk. There are more than 4.7 million reported dog-bite injuries in the US every year, and the average dog-bite liability case is settled for more than $29,000, with costs climbing much higher when the victim requires extensive plastic surgery. You can be liable if your dog has never bitten anyone before; you can be liable even if you don’t own the dog but are simply taking care of it.

Among companion animals, dogs are unmatched in their devotion and friendship to us; that being said, owning a dog is not a privilege—it is a responsibility. Dog owners should train and socialize their dogs in order to protect people from harm.  Owners are liable for injuries that their dog inflicts upon others, especially if they choose to neglect the necessary precautions that come with dog ownership.

Dog bites result in thousands of injuries in the United States on a yearly basis. Dog bite injuries are serious and can include permanent scarring, psychological damage and even death. Liability for these injuries can be significant. Fortunately, most homeowner policies cover injuries inflicted by the homeowner’s dog.