Workers' Compensation

Shocking but true: recent stats show the rate at which retail workers are injured or become ill is higher than the rate construction workers are injured or become ill. Many shoppers forget that before items hit the aisles of stores, there are numerous workers loading and unloading trucks, stocking warehouses, scanning and bagging items, and so on. These workers are especially susceptible to certain injuries and conditions.  

Workers compensation

In most states, small business owners are required to carry Workers’ Compensation insurance for their employees to cover medical care, rehabilitation and wage replacement costs in case an employee becomes injured or sick on the job. Specific rules can vary from state to state, but the following are the general questions most commonly asked by business owners:

Workers’ compensation form

Workers’ Compensation is a type of insurance that is purchased by employers to cover employment-related illnesses and injuries. It is state-mandated and consists of payments required by law to employees who are injured or disabled resulting from their job. Every state has their own Workers’ Compensation insurance program.